Secure Your Future with Term Life Insurance Options

Types of Term Life Insurance

There are several types of term life insurance policies to consider:

• Level Term: This policy maintains the same premium and death benefit throughout the term, providing predictability and stability.
• Decreasing Term: Designed to match the declining balance of a loan or mortgage, the death benefit decreases over time, usually resulting in lower premiums.
• Convertible Term: Offers the option to convert the term policy to a permanent policy without undergoing a medical exam, providing flexibility as your needs change.